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Cara Startz

About Cara Startz

Posts by Cara Startz:

How To Turn a Closet Into a Home Office Nook on a Budget

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I and others talked about how to turn your closet into a home office on a budget on yahoo finance.

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Yahoo

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@khariwashington Kicked Out Of The Office?#homedecor #homeoffice #realestate #personalfinance #workfromhome ♬ original sound – Khari Washington

I know someone whose boss kicked them out of the office. A friend of mine was told she was going back to the office a long time ago and they’ve never called her in. So she needs home office space. If you don’t have a lot of space you can turn a closet into an office.

You don’t have to buy an expensive chair to make a closet office. A dining room chair or comfortable folding chair will do if you are on a budget. If a closet has overhead storage, keep that because vertical space is valuable. If your wardrobe doesn’t have plugs, don’t hire an electrician, just get extension cords and strips to bring power to the area. If the closet is a walk-in closet, change out the door with one that has some glass that you can see through. Seeing the outside will make the space feel bigger. Use an all-in-one printer so you can print, scan, and copy from one device and not take up much room. Please comment on how you would make a closet office space. Full article I and others talked about this on yahoo finance in the info.

Myth busted! Sales performance is defined by achieved sales goal

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Should companies care about sales numbers? In a Salesmate article, I and other business experts talked about if sales performance should be based on a sales rep’s achieved goals. Check out the video and click the link to read the full article.

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Salesmate

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TikTok

@khariwashington Should Companies Care About Sales Numbers? #personalfinance #realestate #sales #business ♬ original sound – Khari Washington

Should the number of sales be the only important metric when defining sales goals? These days many companies are saying no. Many companies want repeat business and organic sales growth, so they need to measure customer satisfaction, churn rates or customer retention, and brand strength. Sales organizations that offer a terrible customer experience or have a lousy product run out of customers who want to buy it. News travels that customers shouldn’t buy from them in the internet age. So a company needs to look at these other factors if they want to have real long-term success and measure them.  How do you think companies should measure sales success? If you have a tip and want to mention your company, please do as well. Please like this post if you find it helpful and check out the article link.

Marriage or Mortgage: How Do You Choose? (Or Can You Have Both?)

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On Home.com, I and others talked about how you can have both a wedding and a buy a new home. Check out what we said in the article and video below.

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Home.com

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@khariwashington #Marriage or #Mortgage #realestate #personalfinance ♬ original sound – Khari Washington

Marriage or Mortgage? There’s actually a show about it that came out, and one of the questions that we talked about on Home.com is should you do a marriage or a mortgage? And the overwhelming consensus was you can actually have both. If you want to pare down the wedding. You should never sacrifice buying a house for an elaborate wedding, in my opinion. So some of the tips we talked about a lot of times when people are getting married, they buy expensive, elaborate food. When a lot of times people like simpler foods. Instead of having a far-flung destination wedding, all over the United States, there’s very inexpensive lakes and mountains that you can get a great deal on. Weddings are also short, so a lot of times things like chairs aren’t even needed. So you don’t forsake being with the one you love, but also don’t give up that financial security. Let me know your thoughts. Also, check us out and the Home.com article. I’ll put a link somewhere around this video so you could check it out. Please also like this video if you found it helpful.

Real Estate Love Letters, Are They Unfair?

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 Business Insider and Yahoo did an article about buyer love letters.  Are they unfair?

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Business Insider

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@khariwashington #realestate ♬ original sound – Khari Washington

So on Business Insider and Yahoo.com, I commented for an article about love letters when buying a home. Love letters are letters that are put with an offer when someone is looking to buy a home. They say things like, you know, we’re a beautiful family. They’ll have pictures and tell a little bit of what they do and how much they like the house. And one thing the federal government is looking at and a lot of states are looking at is banning love letters, which I am so happy for. I think love letters are very discriminatory and we don’t accept them or use them at our company because what they do is they allow home sellers to see things that aren’t important about a deal and make assumptions about different buyers that aren’t relevant to the deal. So then people get discriminated against based on all sorts of things. So I am so happy to see that those went away because what should matter to sellers is who’s giving the best deal, the best terms for the most money. And that’s what I encourage my sellers to do.

How Agents Can Reach Stalled Homebuyers

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In Today Headline, I and other Real Estate experts talk about helping stalled home buyers move forward with purchasing a home.

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Today Headline

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@khariwashington #homebuyingtips #realtor #personalfinance #realestate ♬ original sound – Khari Washington

You know what first-time buyers don’t like? They hate it when they get an agent and the agent acts like they’re doing them a favor. They don’t answer their questions, they make them feel like certain questions are stupid and they don’t go through the whole process of buying. You know, everybody has to start somewhere. So when an agent gets a first-time buyer, they need to go through the whole home buying process, so that they can understand what to expect. They need to let that first-time buyer know that none of their questions are dumb. Informed people are less scared of the process. So even though the market’s hot right now, please help your first-time buyers by giving them the chance and giving them the understanding of how the process works so that they can actually get something in this market. So what do you think? And check out the link to the article about this.

Credit Secrets- Mortgage without Credit

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Lowermybills.com did an article about how you can buy a house without having any credit. Check out what I and others said in the article and video below.

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Lowermybills.com

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TikTok

@khariwashington Mortgage Secrets#mortgagetips #nocredit #homebuyer #personalfinance ♬ original sound – Khari Washington

So there’s something that a lot of people don’t know about. You can get a mortgage even if you have no credit. None, none at all. You can get a mortgage. The federal government has made it mandatory that Fannie Mae and Freddie Mac, the government insurers to mortgages, allow people to use alternative forms of credit to get a mortgage. That means if you don’t have a credit report, you can get a mortgage with your cell phone bill, your rent payments doctor’s bill. All sorts of stuff can be used as alternative proof that you can make your payments on your mortgage. So if your lender says that they cannot get you a loan because you have no credit history, go somewhere else. Because the government has made it that you can use alternative forms of credit to get a loan.

Home Equity Loans and HELOCs Come With Closing Costs. Here’s What to Expect

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In Time Magazine, I and others talked about Home Equity Lines of Credit and their costs. Check out what we said in the article and video below.

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Time Magazine

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@khariwashington 2nd Mortgage On Your House #realestate #mortgagetips #personalfinance ♬ original sound – Khari Washington

So here’s a scenario for you. You have equity in your home, but you don’t want to refinance your first mortgage, but you want to get cash out of your home. How do you do it? Most people do it through what’s called a HELOC or second mortgage. What if this is if you take a loan against your house, it has a lower interest rate, but the bad part is now there’s a lean against your house for this money. So a HELOC allows you a line of credit. It’s called the home equity line of credit, almost like a credit card tied to your house with the lower interest rate than a credit card. A second, a regular second mortgage, is taking out a lump sum of money that you make monthly payments that you can’t re-borrow again. So what do you think? Are those good options for people to do? The bad part again, is you have a lien on your house and you’re going to be able to do great things like get into a car, redo your home, but you’re borrowing against your house. Do you think it’s a good idea? What about using a second mortgage to invest in other properties? Some people think it’s good. Some people don’t. What do you think?