{"id":776,"date":"2022-01-05T22:03:24","date_gmt":"2022-01-05T22:03:24","guid":{"rendered":"https:\/\/1stur.com\/?p=776"},"modified":"2022-01-05T22:15:51","modified_gmt":"2022-01-05T22:15:51","slug":"can-you-refinance-a-reverse-mortgage-loan","status":"publish","type":"post","link":"https:\/\/1stur.com\/index.php\/2022\/01\/05\/can-you-refinance-a-reverse-mortgage-loan\/","title":{"rendered":"Can You Refinance a Reverse Mortgage Loan?"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-776\" data-postid=\"776\" class=\"themify_builder_content themify_builder_content-776 themify_builder tf_clear\">\n    \t<!-- module_row -->\n\t<div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_k3q5783 tb_first tf_clearfix\">\n\t    \t\t<div class=\"row_inner col_align_top col-count-1 tf_box tf_w tf_rel\">\n\t\t\t<div  data-lazy=\"1\" class=\"module_column tb-column col-full first tb_dh17783 tf_box\">\n\t\t\t    \t        <div class=\"tb-column-inner tf_box tf_w\">\n\t\t    <!-- module text -->\n<div  class=\"module module-text tb_pgpi784   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n    <p>In Home.com, I and others talked about how you can refinance a reverse mortgage. Check out what we said in the article and video below.<\/p>\n<p>Article Link<br \/><a href=\"https:\/\/home.com\/can-you-refinance-a-reverse-mortgage\/\" target=\"_blank\" rel=\"noopener\">Home.com<\/a><\/p>\n<p>Video Link<br \/><a href=\"https:\/\/www.tiktok.com\/@khariwashington\/video\/7049768210064755974?is_copy_url=0&amp;is_from_webapp=v1&amp;sender_device=pc&amp;sender_web_id=6891700096532432390\" target=\"_blank\" rel=\"noopener\">TikTok<\/a><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->\t        <\/div>\n\t    \t<\/div>\n\t\t    <\/div>\n\t    <!-- \/row_inner -->\n\t<\/div>\n\t<!-- \/module_row -->\n\t\t<!-- module_row -->\n\t<div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_zl74783 tf_clearfix\">\n\t    \t\t<div class=\"row_inner col_align_top col-count-1 tf_box tf_w tf_rel\">\n\t\t\t<div  data-lazy=\"1\" class=\"module_column tb-column col-full first tb_8d00785 tf_box\">\n\t\t\t    \t        <div class=\"tb-column-inner tf_box tf_w\">\n\t\t    <!-- module plain text -->\n<div  class=\"module module-plain-text tb_j1pl785 \" data-lazy=\"1\">\n        <div class=\"tb_text_wrap\">\n\t<blockquote class=\"tiktok-embed\" cite=\"https:\/\/www.tiktok.com\/@khariwashington\/video\/7049768210064755974\" data-video-id=\"7049768210064755974\" style=\"max-width: 605px;min-width: 325px;\" > <section> <a target=\"_blank\" title=\"@khariwashington\" href=\"https:\/\/www.tiktok.com\/@khariwashington\">@khariwashington<\/a> <p>How does a reverse mortgage work? <a title=\"mortgagetips\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/mortgagetips\">##mortgagetips<\/a> <a title=\"personalfinance\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/personalfinance\">##personalfinance<\/a> <a title=\"realestate\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/realestate\">##realestate<\/a> <a title=\"reversemortgage\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/reversemortgage\">##reversemortgage<\/a> <a title=\"conventionalmortgage\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/conventionalmortgage\">##conventionalmortgage<\/a><\/p> <a target=\"_blank\" title=\"\u266c original sound - Khari Washington\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7049768192310364933\">\u266c original sound &#8211; Khari Washington<\/a> <\/section> <\/blockquote> <script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script>    <\/div>\n<\/div>\n<!-- \/module plain text -->\t        <\/div>\n\t    \t<\/div>\n\t\t    <\/div>\n\t    <!-- \/row_inner -->\n\t<\/div>\n\t<!-- \/module_row -->\n\t\t<!-- module_row -->\n\t<div  data-lazy=\"1\" class=\"module_row themify_builder_row tb_fdmv783 tf_clearfix\">\n\t    \t\t<div class=\"row_inner col_align_top col-count-1 tf_box tf_w tf_rel\">\n\t\t\t<div  data-lazy=\"1\" class=\"module_column tb-column col-full first tb_qhcn785 tf_box\">\n\t\t\t    \t        <div class=\"tb-column-inner tf_box tf_w\">\n\t\t    <!-- module text -->\n<div  class=\"module module-text tb_pnj5785   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n    <p>A lot of people have heard the term reverse mortgage, but have no clue what it is. A reverse mortgage is simply a mortgage in which the homeowner doesn&#8217;t have to make any payments during the life of the loan. However, there is no free lunch and all the interest accrues and is added to the principal balance of the loan. This loan is for people sixty two and over, and it allows them to qualify with very little income since they don&#8217;t have to make payments. However, they do need to have enough equity to allow that interest to grow. The bank only gets their money back if the person moves or if they pass away. The ideal situation for the bank is that there&#8217;s actually equity when the person moves out of the house and the family. Are they any different after the principal and interest is paid at the home? Value is actually lower than the principal interest. Then the bank sells the home and will take some type of loss. That&#8217;s how a reverse mortgage works.<\/p>    <\/div>\n<\/div>\n<!-- \/module text -->\t        <\/div>\n\t    \t<\/div>\n\t\t    <\/div>\n\t    <!-- \/row_inner -->\n\t<\/div>\n\t<!-- \/module_row -->\n\t<\/div>\n<!--\/themify_builder_content--><!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>In Home.com, I and others talked about how you can refinance a reverse mortgage. Check out what we said in the article and video below. Article LinkHome.com Video LinkTikTok @khariwashington How does a reverse mortgage work? ##mortgagetips ##personalfinance ##realestate ##reversemortgage ##conventionalmortgage \u266c original sound &#8211; Khari Washington A lot of people have heard the term [&hellip;]<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","content-type":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[5],"tags":[24,10,7,9,6],"class_list":["post-776","post","type-post","status-publish","format-standard","hentry","category-media","tag-khari-washington","tag-personal-finance","tag-real-estate","tag-real-estate-agent","tag-realtor","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"In Home.com, I and others talked about how you can refinance a reverse mortgage. 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Article LinkHome.com Video LinkTikTok @khariwashington How does a reverse mortgage work? ##mortgagetips ##personalfinance ##realestate ##reversemortgage ##conventionalmortgage \u266c original sound - Khari Washington A lot of people have heard the term","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/1stur.com\/#website"},"breadcrumb":{"@id":"https:\/\/1stur.com\/index.php\/2022\/01\/05\/can-you-refinance-a-reverse-mortgage-loan\/#breadcrumblist"},"author":{"@id":"https:\/\/1stur.com\/index.php\/author\/root\/#author"},"creator":{"@id":"https:\/\/1stur.com\/index.php\/author\/root\/#author"},"datePublished":"2022-01-05T22:03:24+00:00","dateModified":"2022-01-05T22:15:51+00:00"},{"@type":"WebSite","@id":"https:\/\/1stur.com\/#website","url":"https:\/\/1stur.com\/","name":"1st United Realty & Mortgage, Inc.","description":"We help people buy, sell, and finance real estate.","inLanguage":"en-US","publisher":{"@id":"https:\/\/1stur.com\/#organization"}}]},"og:locale":"en_US","og:site_name":"1st United Realty &amp; Mortgage, Inc. - We help people buy, sell, and finance real estate.","og:type":"article","og:title":"Can You Refinance a Reverse Mortgage Loan? - 1st United Realty &amp; Mortgage, Inc.","og:description":"In Home.com, I and others talked about how you can refinance a reverse mortgage. 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Article LinkHome.com Video LinkTikTok @khariwashington How does a reverse mortgage work? ##mortgagetips ##personalfinance ##realestate ##reversemortgage ##conventionalmortgage \u266c original sound - Khari Washington A lot of people have heard the term","og:url":"https:\/\/1stur.com\/index.php\/2022\/01\/05\/can-you-refinance-a-reverse-mortgage-loan\/","og:image":"https:\/\/1stur.com\/wp-content\/uploads\/2020\/12\/realtymortgage-2.jpg","og:image:secure_url":"https:\/\/1stur.com\/wp-content\/uploads\/2020\/12\/realtymortgage-2.jpg","og:image:width":1687,"og:image:height":477,"article:published_time":"2022-01-05T22:03:24+00:00","article:modified_time":"2022-01-05T22:15:51+00:00","article:publisher":"https:\/\/www.facebook.com\/1stunitedrealty","twitter:card":"summary","twitter:site":"@1stunitedrealty","twitter:title":"Can You Refinance a Reverse Mortgage Loan? - 1st United Realty &amp; Mortgage, Inc.","twitter:description":"In Home.com, I and others talked about how you can refinance a reverse mortgage. Check out what we said in the article and video below. Article LinkHome.com Video LinkTikTok @khariwashington How does a reverse mortgage work? ##mortgagetips ##personalfinance ##realestate ##reversemortgage ##conventionalmortgage \u266c original sound - Khari Washington A lot of people have heard the term","twitter:creator":"@1stunitedrealty","twitter:image":"https:\/\/1stur.com\/wp-content\/uploads\/2020\/12\/realtymortgage-2.jpg"},"aioseo_meta_data":{"post_id":"776","title":"#post_title #separator_sa #site_title","description":"#post_excerpt","keywords":[],"keyphrases":{"focus":[],"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":[],"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"Article","defaultPostTypeGraph":""},"schema_type":"default","schema_type_options":"{\"article\":{\"articleType\":\"BlogPosting\"},\"course\":{\"name\":\"\",\"description\":\"\",\"provider\":\"\"},\"faq\":{\"pages\":[]},\"product\":{\"reviews\":[]},\"recipe\":{\"ingredients\":[],\"instructions\":[],\"keywords\":[]},\"software\":{\"reviews\":[],\"operatingSystems\":[]},\"webPage\":{\"webPageType\":\"WebPage\"}}","pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-01-05 22:03:26","updated":"2025-06-03 21:48:58","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/1stur.com\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/1stur.com\/index.php\/category\/media\/\" title=\"Media\">Media<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tCan You Refinance a Reverse Mortgage Loan?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/1stur.com"},{"label":"Media","link":"https:\/\/1stur.com\/index.php\/category\/media\/"},{"label":"Can You Refinance a Reverse Mortgage Loan?","link":"https:\/\/1stur.com\/index.php\/2022\/01\/05\/can-you-refinance-a-reverse-mortgage-loan\/"}],"builder_content":"<p>In Home.com, I and others talked about how you can refinance a reverse mortgage. Check out what we said in the article and video below.<\/p> <p>Article Link<br \/><a href=\"https:\/\/home.com\/can-you-refinance-a-reverse-mortgage\/\" target=\"_blank\" rel=\"noopener\">Home.com<\/a><\/p> <p>Video Link<br \/><a href=\"https:\/\/www.tiktok.com\/@khariwashington\/video\/7049768210064755974?is_copy_url=0&amp;is_from_webapp=v1&amp;sender_device=pc&amp;sender_web_id=6891700096532432390\" target=\"_blank\" rel=\"noopener\">TikTok<\/a><\/p>\n<blockquote cite=\"https:\/\/www.tiktok.com\/@khariwashington\/video\/7049768210064755974\" data-video-id=\"7049768210064755974\" style=\"max-width: 605px;min-width: 325px;\" > <section> <a target=\"_blank\" title=\"@khariwashington\" href=\"https:\/\/www.tiktok.com\/@khariwashington\">@khariwashington<\/a> <p>How does a reverse mortgage work? <a title=\"mortgagetips\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/mortgagetips\">##mortgagetips<\/a> <a title=\"personalfinance\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/personalfinance\">##personalfinance<\/a> <a title=\"realestate\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/realestate\">##realestate<\/a> <a title=\"reversemortgage\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/reversemortgage\">##reversemortgage<\/a> <a title=\"conventionalmortgage\" target=\"_blank\" href=\"https:\/\/www.tiktok.com\/tag\/conventionalmortgage\">##conventionalmortgage<\/a><\/p> <a target=\"_blank\" title=\"\u266c original sound - Khari Washington\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-7049768192310364933\">\u266c original sound - Khari Washington<\/a> <\/section> <\/blockquote>\n<p>A lot of people have heard the term reverse mortgage, but have no clue what it is. A reverse mortgage is simply a mortgage in which the homeowner doesn't have to make any payments during the life of the loan. However, there is no free lunch and all the interest accrues and is added to the principal balance of the loan. This loan is for people sixty two and over, and it allows them to qualify with very little income since they don't have to make payments. However, they do need to have enough equity to allow that interest to grow. The bank only gets their money back if the person moves or if they pass away. The ideal situation for the bank is that there's actually equity when the person moves out of the house and the family. Are they any different after the principal and interest is paid at the home? Value is actually lower than the principal interest. Then the bank sells the home and will take some type of loss. That's how a reverse mortgage works.<\/p>","jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/posts\/776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/comments?post=776"}],"version-history":[{"count":5,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/posts\/776\/revisions"}],"predecessor-version":[{"id":783,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/posts\/776\/revisions\/783"}],"wp:attachment":[{"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/media?parent=776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/categories?post=776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/1stur.com\/index.php\/wp-json\/wp\/v2\/tags?post=776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}